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Monday, July 31, 2006

Where to find sources for college scholarships?

Obtaining Scholarships can be a challenge and a highly competitive one at that! First and foremost, exploring your direct location and surrounding areas would be a good place to start.a href=>Finding funding and aid in and around your local home region is more likely than applying further away or even abroad. Local contacts, businesses, individuals and institutions will typically be your first point of call. It is easier to gain access to and the competition pool is that much smaller. So, in a sense, you are stacking the odds in your favor, making the most of what your local hometown and area has to offer. It is always a good idea to start close to home.

Most non-profit organizations and foundations have scholarships for prospective students. Some examples of scholarship sourcing might come from:
§ Labor Unions
§ Church
§ Chamber of Commerce
§ Other volunteer organizations
§ Local chapters of professional societies
§ Charity organizations
§ School-based endowments to be used for scholarship funds
§ Universities may have grants for extremely talented students of little means.
§ Private scholarship programs
§ Other sources of information on scholarships are libraries, newspapers and even the yellow pages.
§ Government (federal, state and local)

The options and opportunities abound. It is up to you to make the most of all of them, unearth the ones you think you most likely qualify for or have interest in and then APPLY AS SOON AS POSSIBLE TO ALL OF THEM!


The United States government also provides various ‘need-based’ financial aid packages and options. These funding options and awards occur mostly in the form of

§ Federal Pell grants
§ Federal SEOG Grants
§ SSIG Grants
§ Federal Work-Study initiatives
§ Federal Stafford loans (in a subsidized and unsubsidized form)
§ Federal Perkins Loans, and
§ Federal Parent (PLUS) loans.

The US Department of Education, as well as the formal body known as the Federal Family Education Loan Program (FFELP) funds most of these programs and initiatives.a href=>To quality for any of these options, a student must file the Free Application for Federal Student Aid known as FAFSA for short.

Other options for College Education Financing and funding include:

§ State-funded grants
§ Loans
§ Work-study programs
§ Tuition waivers and scholarships.
§ Individual colleges and universities may provide grants and need- and merit-based scholarships.
§ A private (alternative) educational loan,a href=>available from most large lending institutions. NOTE: Typically, educational loans obtained through the federal government have much lower interest rates than private educational loans.
§ Institutions and Organizations, foundations and professional associations
§ Endowed scholarships
§ Student financial assistance subsidies


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